Truck Insurance Online Income Protection Insurance Calculator

Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.

Simply enter your personal gross income in the space below, select the frequency that you receive your current income and press [calculate] to determine the amount of cover you qualify for.

* Notes:

Most insurers limit the amount of income insurance that you can buy to 75% of your gross income.
If you are self-employed or operate your own business you may qualify for additional cover and benefits.
Your Gross Income figure should represent only your income from personal exertion, not investment income.
This calculator is provided as a rough guide only. You should seek professional advice from a licensed income insurance specialist before making decisions relating to something as important as income protection insurance!

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Truck Insurance Articles

5 Essential Financial Tips Every Australian Truck Owner Should Know

Not only is the Australian trucking industry a critical player in keeping the country's economy moving, but truck owners and operators also experience a unique set of financial challenges. From fluctuating fuel prices to the costs associated with vehicle maintenance, running a trucking business requires thorough financial planning and management. - read more

What to Do If You Need to Make a Claim on Your Truck Insurance

Truck insurance is a critical aspect of owning a truck, but it can be overwhelming when you need to make a claim. Whether you're an owner-operator or a fleet manager, knowing what to do in case of an accident or damage can make a significant difference in the outcome of your claim. - read more

Comprehensive Truck Cover: A Coverage Option You Can’t Afford to Ignore

If you own a truck, you know that life on the road can be unpredictable. From unexpected weather conditions to accidents and theft, the risks are plentiful. That's why comprehensive truck insurance is more than just a necessity—it's a smart financial safeguard. While many truck owners may opt for basic coverage to save on premiums, comprehensive coverage ensures your vehicle is protected from a wide range of hazards, providing peace of mind in an ever-uncertain world. - read more

The Top Mistakes to Avoid When Purchasing Truck Insurance

Truck insurance is a necessary expense for any business that relies on commercial vehicles. It is crucial to protect your business from any financial loss that could result from an accident, theft or any other unforeseen circumstances. - read more

Understanding Your Coverage: Tips for Truck Insurance Claims in Australia

Trucking across the diverse landscapes of Australia comes with its unique set of challenges and risks. As the lifeline of the Australian economy, the trucking industry faces various hazards, from long-haul fatigue to unpredictable weather conditions. Understanding truck insurance and the complexities of its claims process is vital for anyone operating within this essential sector. - read more

Insurance News

NTI Celebrates 20 Years of Transforming Heavy Vehicle Repairs in Australia

26 Sep 2025: Paige Estritori

In August 2024, NTI commemorated the 20th anniversary of its Premium Repairer Network, a pivotal initiative that has significantly reshaped Australia's heavy vehicle repair industry. Established in 2004, the network aimed to address longstanding inefficiencies and foster trust between repairers and insurers. - read more

Isuzu Australia Releases Comprehensive 2024 Transport Industry Research

26 Sep 2025: Paige Estritori

In April 2024, Isuzu Australia Limited (IAL) unveiled 'The Future of Trucking Report: The Way Forward,' an extensive study shedding light on evolving trends and challenges within Australia's road transport sector. This research, developed in collaboration with external specialists, stands as the nation's most comprehensive survey to date, encompassing insights from over 1,300 transport operators across diverse sectors. - read more

Landmark Case Serves as a Warning to Australian Transport Industry

26 Sep 2025: Paige Estritori

In January 2024, the Australian transport industry witnessed a landmark ruling that underscored the critical importance of regulatory compliance and safety standards. The national operations manager of a transport company was convicted under the Heavy Vehicle National Law (HVNL) for a category 1 offence—the most severe violation under HVNL—following a tragic incident on Melbourne's Eastern Freeway in April 2020, which resulted in the deaths of four police officers. - read more

Envest Group Launches TLI Underwriting to Serve Larger Truck Fleets

25 Sep 2025: Paige Estritori

Envest Group, a prominent player in the insurance industry, has announced the launch of TLI Underwriting, a new heavy motor agency set to commence operations at the end of this month. TLI Underwriting will function as an authorized representative of Envest's heavy motor specialist underwriter, ATL Insurance Group. - read more

ASIC Sues IAG's RACQ Insurance for Misleading Premium Practices

25 Sep 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has initiated Federal Court proceedings against RACQ Insurance, a subsidiary of Insurance Australia Group (IAG), alleging that the insurer misled over 570,000 customers through deceptive premium comparison pricing in renewal notices issued between September 2019 and December 2024. - read more

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Knowledgebase

Replacement Cost:
The amount it would cost to replace or rebuild an insured asset with one of similar kind and quality, without depreciation.

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