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Insurance News

Commercial Insurance Softens, but Truck Cover Still Needs Evidence
Commercial Insurance Softens, but Truck Cover Still Needs Evidence
04 Nov 2026: Paige Estritori
Fresh commercial insurance data points to a more buyer-friendly market, but Australian truck operators should be careful not to read the headline fall as a simple forecast for cheaper heavy vehicle cover. Marsh’s Q3 2026 Global Insurance Market Index, released on 21 October 2026, reported a 12 per cent fall in Pacific commercial insurance rates for the quarter, led by property and supported by strong insurer competition. - read more
Major Truck Losses Fall, but Human Factors Still Shape Insurance Risk
Major Truck Losses Fall, but Human Factors Still Shape Insurance Risk
28 Oct 2026: Paige Estritori
The latest National Truck Accident Research Centre major incident findings give transport operators a cautiously positive signal: large heavy vehicle loss numbers eased in 2025, but the underlying causes still point squarely to operational discipline. For businesses managing truck insurance, the practical takeaway is not simply that the road environment has improved. It is that insurers, brokers and fleet managers are likely to keep focusing on preventable risk, especially driver attention, speed, following distance and the quality of safety systems. - read more
Severe Weather Is Becoming a Bigger Truck Insurance Test
Severe Weather Is Becoming a Bigger Truck Insurance Test
16 Sep 2026: Paige Estritori
Fresh insurance industry attention on severe weather preparation is a timely reminder for transport operators that storm, flood, hail and bushfire exposure is not just a seasonal inconvenience. For owner drivers, fleet managers and transport businesses, extreme weather can affect vehicle availability, freight commitments, depot safety, claims documentation and renewal pricing. - read more
Heavy Vehicle Law Reform Is Now an Insurance Test
Heavy Vehicle Law Reform Is Now an Insurance Test
09 Sep 2026: Paige Estritori
The updated Heavy Vehicle National Law framework is no longer just a future compliance milestone. With the new regime now in force across HVNL-participating jurisdictions, transport operators should treat safety management, driver fitness, maintenance discipline and record-keeping as live insurance issues, not merely operational requirements. - read more
What NSW Levy Reform Could Mean for Transport Operators
What NSW Levy Reform Could Mean for Transport Operators
02 Sep 2026: Paige Estritori
Renewed movement on New South Wales emergency services levy reform is worth watching for transport businesses, even if the direct effect on truck insurance may not be immediate or uniform. The broader issue is affordability: when statutory charges are loaded onto insurance, they can influence whether businesses buy adequate cover, reduce limits, or leave parts of their operation exposed. - read more
Truck Insurance Articles

Agreed Value, Market Value and Sum Insured in Truck Insurance
Agreed Value, Market Value and Sum Insured in Truck Insurance
Agreed value, market value and sum insured can affect both truck insurance premiums and claim settlements. Understanding the difference can help truck owners, owner-drivers and fleet operators review comprehensive cover more confidently. - read more
Comprehensive Truck Cover: A Coverage Option You Can’t Afford to Ignore
Comprehensive Truck Cover: A Coverage Option You Can’t Afford to Ignore
If you own a truck, you know that life on the road can be unpredictable. From unexpected weather conditions to accidents and theft, the risks are plentiful. That's why comprehensive truck insurance is more than just a necessity—it's a smart financial safeguard. While many truck owners may opt for basic coverage to save on premiums, comprehensive coverage ensures your vehicle is protected from a wide range of hazards, providing peace of mind in an ever-uncertain world. - read more
What factors affect your truck insurance premiums?
What factors affect your truck insurance premiums?
When it comes to insuring your truck, there are many factors that go into determining your insurance premium. Insurance companies consider a wide range of factors when determining the cost of coverage, including the make and model of the truck, the age and driving history of the driver, and the level of coverage you choose. - read more
Managing Downtime: Financial Tips for Truck Operators During Insurance Claims
Managing Downtime: Financial Tips for Truck Operators During Insurance Claims
As vital cogs in the supply chain, truck operators know that time is money. However, when the unexpected strikes and insurance claims become a reality, operators are thrust into a web of challenges that can bring even the most robust wheels to a halt. Facing a labyrinth of bureaucratic processes, truck operators must navigate the tumultuous waters of insurance claims, all while their primary source of income sits idle. - read more
Heavy Haulage Insurance in Australia: Tailoring Your Policy for Maximum Benefit
Heavy Haulage Insurance in Australia: Tailoring Your Policy for Maximum Benefit
When it comes to heavy haulage insurance in Australia, many operators are under the impression that the cheapest policy is the way to go. However, this approach overlooks the essence of insurance as a protective investment into your business's future. Skimping on coverage can lead to catastrophic financial consequences in the event of an incident, far outweighing any initial savings made on premiums. - read more

Knowledgebase
Underwriting:
The process by which an insurer determines the risk of insuring a client and decides the terms of coverage.