If you want to compare truck insurance options with help from a participating broker, you are in the right place. Simply complete one quick truck insurance quote form to access competitive rates and options, from multiple insurers, through our Australia-wide broker referral partner network.
We help you find the right cover at competitive rates!
Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.
Looking for affordable truck insurance without compromising on protection? You’re in the right place. Our quick online quote request system connects you directly with a participating insurance broker for truck and commercial vehicle cover.
Whether you're an owner-driver, operate a prime mover, or manage a fleet across Australia, we’ll refer your enquiry to a participating broker who can discuss your needs and seek tailored quotes from one or more insurers on your behalf.
One Request. One Broker. A Smarter Way to Insure Your Truck.
No more filling out the same form on multiple websites. Submit your details once, and we’ll connect you with a participating insurance broker who can seek a competitive, personalised quote based on:
Your truck type and usage
Your location — Australia-wide coverage: NSW, VIC, QLD, WA, SA, NT
Your required level of cover — from basic liability to comprehensive truck insurance
Quotes for a Range of Trucks and Fleets
We help Australian drivers and businesses connect with brokers to explore protection for:
Light trucks used for trade work or local deliveries
Heavy vehicles and prime movers on long-haul routes
Trucks with trailers, tilt trays, or specialised configurations
Take control of your insurance journey with real support behind you
Cover Options for a Range of Truck and Business Types
Our broker network can help you access cover for:
Prime mover insurance
Truck and trailer insurance
Light truck insurance
Commercial vehicle insurance
Comprehensive and third-party options
Fleet insurance for businesses of any size
Owner-driver and subcontractor insurance solutions
Wherever you’re located in Australia, we’re ready to help you find the right cover — at the right price.
Truck Insurance
Truck insurance is an insurance cover for business operators that can indemnify against the financial implications resulting from unexpected loss or damage to the truck or third party liability, depending on the cover selected and policy terms.
Truck insurance comes in a range of forms depending on the individual needs and the usage of the truck.
Truck insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.
Truck insurance is available through many financial institutions and brokers offering Truck insurance in Australia.
However Truck insurance is a specialist field so, when looking for the right Truck insurance solution, it is advisable to seek the services of a specialist who is licensed in the field of Truck insurance.
Truck Insurance Online does not provide financial product advice or claims assistance. Enquiries are referred to a participating licensed insurance broker from our Australia-wide referral partner network after you submit a quote request. Your broker may provide quote comparisons, claims assistance or personal advice where within their services and authorisation.
Your truck insurance quote request is referred to a participating insurance broker. Referral allocation may take account of your enquiry category, location, broker availability and commercial settings, including bidding settings. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
"Awesome service everything happened so quick found insurance for my 3 trucks in 15 minutes thanks again"
These are genuine reviews from customers who have used our broker referral service.
We work with licensed finance and insurance professionals across Australia and continually monitor the quality of our network, however individual experiences and outcomes may vary
Fresh insurance industry attention on severe weather preparation is a timely reminder for transport operators that storm, flood, hail and bushfire exposure is not just a seasonal inconvenience. For owner drivers, fleet managers and transport businesses, extreme weather can affect vehicle availability, freight commitments, depot safety, claims documentation and renewal pricing. - read more
The updated Heavy Vehicle National Law framework is no longer just a future compliance milestone. With the new regime now in force across HVNL-participating jurisdictions, transport operators should treat safety management, driver fitness, maintenance discipline and record-keeping as live insurance issues, not merely operational requirements. - read more
Renewed movement on New South Wales emergency services levy reform is worth watching for transport businesses, even if the direct effect on truck insurance may not be immediate or uniform. The broader issue is affordability: when statutory charges are loaded onto insurance, they can influence whether businesses buy adequate cover, reduce limits, or leave parts of their operation exposed. - read more
Recent heavy vehicle compliance activity has again put fatigue management near the top of the risk agenda for Australian transport operators. While enforcement is usually framed as a road safety issue, it also has a direct insurance dimension. Insurers assessing truck insurance risk increasingly look beyond the vehicle itself and ask how well the business controls driver behaviour, scheduling pressure, maintenance downtime and record-keeping. - read more
Renewed attention on heavy vehicle load restraint is a timely reminder that insurance risk does not begin and end with the truck itself. For owner drivers, fleet operators and transport businesses, the way freight is secured can influence roadside compliance outcomes, liability exposure, claim investigations and even future premium negotiations. - read more
A truck insurance policy schedule, PDS and endorsements set out what is covered, what is excluded, what limits apply and what obligations you must meet. This guide explains how Australian truck operators can review policy documents before buying, renewing or lodging a claim. - read more
When it comes to insuring your truck, there are many factors that go into determining your insurance premium. Insurance companies consider a wide range of factors when determining the cost of coverage, including the make and model of the truck, the age and driving history of the driver, and the level of coverage you choose. - read more
If you're a truck owner, having insurance is not just a formality—it's a crucial part of protecting your assets and livelihood. The sheer size and potential risks associated with trucks make insurance indispensable. However, having a policy is only half the battle. The real challenge often comes with making a claim, where many find themselves bogged down by complexities they weren't prepared for. - read more
Truck insurance is a critical aspect of owning a truck, but it can be overwhelming when you need to make a claim. Whether you're an owner-operator or a fleet manager, knowing what to do in case of an accident or damage can make a significant difference in the outcome of your claim. - read more
Truck insurance is an important business cost for operators who rely on commercial vehicles. Understanding common purchasing mistakes can help you assess policies more carefully and reduce the risk of gaps when accidents, theft, cargo issues or other unexpected events occur. - read more
Knowledgebase
Subrogation: An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.
