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Compare Heavy Vehicle & Truck Insurance Quotes

If you want to compare truck insurance options online, you are in the right place. Simply complete one quick truck insurance quote form to access competitive rates and options, from multiple insurers, through our Australia-wide broker-match referral partner network.

We help you find the right cover at competitive rates!

Start Your Quote Here!

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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Looking for affordable truck insurance without compromising on protection? You’re in the right place. Our quick online quote system connects you directly with an experienced insurance broker who specialises in truck and commercial vehicle cover.

Whether you're an owner-driver, operate a prime mover, or manage a fleet across Australia, we’ll match you with a broker who understands your needs and can source tailored quotes from one or more insurers on your behalf.

One Request. One Broker. A Smarter Way to Insure Your Truck.

No more filling out the same form on multiple websites. Submit your details once, and we’ll connect you with a specialist who delivers a competitive, personalised quote based on:

  • Your truck type and usage
  • Your location — Australia-wide coverage: NSW, VIC, QLD, WA, SA, NT
  • Your required level of cover — from basic liability to comprehensive truck insurance

Fast Quotes for All Types of Trucks and Fleets

We’ve helped thousands of Australian drivers and businesses secure the right protection for:

  • Light trucks used for trade work or local deliveries
  • Heavy vehicles and prime movers on long-haul routes
  • Trucks with trailers, tilt trays, or specialised configurations
  • Commercial fleets needing scalable, cost-effective insurance

Start now with our quick, obligation-free form — no long delays or confusing processes.

What You’ll Get:

  • A quote tailored to your truck, business operations, and driving history
  • Access, via your matched broker, to a range of truck insurance providers from within our referral network (we do not compare all providers in the market)
  • Direct support from a specialist insurance broker — not a call centre
  • A clear breakdown from your broker of truck and trailer insurance costs, coverage options, and any recommendations
  • Ability to compare any quote you receive with other options to help you make an informed decision

Insurance That Works as Hard as Your Truck

Whether you’re based in NSW, QLD, WA, or anywhere else in Australia, our mission is simple: to make truck insurance fast, fair, and easy.

Cover Options for Every Truck and Business Type

Our broker network can help you access cover for:

  • Prime mover insurance
  • Truck and trailer insurance
  • Light truck insurance
  • Commercial vehicle insurance
  • Comprehensive and third-party options
  • Fleet insurance for businesses of any size
  • Owner-driver and subcontractor insurance solutions

Wherever you’re located in Australia, we’re ready to help you find the right cover — at the right price.

Truck Insurance

Truck insurance is an insurance cover for business operators, to indemnify against the financial implications resulting from unexpected loss or damage to the truck, including third party liability.

Truck insurance comes in a range of forms depending on the individual needs and the usage of the truck.

truck insurance, heavy vehicle insurance, commercial vehicle insurance >> Start here >>

Competitive rates

truck insurance, heavy vehicle insurance, commercial vehicle insurance

Our quotes are sourced from an Australia-wide panel of specialist, motor transport insurance brokers.

Simply complete our short online quote form for access to competitive truck insurance rates sourced by a specialist broker from our referral panel.

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Compare Options

truck insurance, commercial vehicle insurance

Truck insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.

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Multiple Insurers

Truck insurance is available through many financial institutions and brokers offering Truck insurance in Australia.

However Truck insurance is a specialist field so, when looking for the right Truck insurance solution, it is advisable to seek the services of a specialist who is licensed in the field of Truck insurance.

truck insurance, heavy vehicle insurance >> Start here >>

Personal Advice

Truck Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Commercial Motor Vehicle Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your truck insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Customer Feedback

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"Awesome service everything happened so quick found insurance for my 3 trucks in 15 minutes thanks again"

Frequently Asked Questions


    Insurance News

    PSC Move Signals Stronger Competition in Transport Insurance Broking
    PSC Move Signals Stronger Competition in Transport Insurance Broking
    07 Jul 2026: Paige Estritori
    PSC Insurance Brokers’ investment in MA Insurance Brokers is a timely reminder that specialist transport insurance advice is becoming increasingly valuable in a tighter, more complex market. The deal, announced in late June 2026, sees MA begin operating as PSC Transport Insurance Brokers, while founders Barry Mathison and Mariann Illyes retain an equity stake and continue leading the business as managing principals. - read more
    New Heavy Vehicle Law Puts Safety Systems Under the Insurance Spotlight
    New Heavy Vehicle Law Puts Safety Systems Under the Insurance Spotlight
    23 Jun 2026: Paige Estritori
    Australia’s updated Heavy Vehicle National Law is moving from policy discussion to operational reality, with the new framework scheduled to commence on 1 August 2026 in HVNL-participating states and territories. For transport operators, this is more than a compliance calendar item. It is a signal that safety systems, driver fitness, fatigue controls and record-keeping will carry greater weight when insurers assess risk, price cover and review claims. - read more
    ACCC Halts IAG's Acquisition of RAC WA's Insurance Division
    ACCC Halts IAG's Acquisition of RAC WA's Insurance Division
    16 Jun 2026: Paige Estritori
    The Australian Competition and Consumer Commission (ACCC) has intervened to prevent Insurance Australia Group (IAG) from acquiring the insurance operations of the Royal Automobile Club of Western Australia (RAC WA). The proposed $1.35 billion transaction raised significant competition concerns, prompting the ACCC to act in the interest of consumers and the broader insurance market. - read more
    Broker Held Accountable for Denied Truck Damage Insurance Claim
    Broker Held Accountable for Denied Truck Damage Insurance Claim
    16 Jun 2026: Paige Estritori
    The Australian Financial Complaints Authority (AFCA) has determined that a broker breached its duty of care, resulting in the denial of a truck damage claim due to the driver's inexperience. This case underscores the critical importance of brokers thoroughly understanding and communicating policy exclusions to their clients. - read more
    Daimler Truck and Geico Introduce Telematics-Based Insurance for Freightliner and Western Star
    Daimler Truck and Geico Introduce Telematics-Based Insurance for Freightliner and Western Star
    16 Jun 2026: Paige Estritori
    Daimler Truck Financial Services and Geico Insurance have partnered to launch 'Connected Insurance,' a data-driven, telematics-based program designed to assist Freightliner and Western Star owner-operators and small fleets in reducing their commercial vehicle insurance costs while promoting safer driving practices. - read more
    Truck Insurance Articles

    Essential Coverage: What Every Australian Truck Operator Should Have Insured
    Essential Coverage: What Every Australian Truck Operator Should Have Insured
    When it comes to the open road, Australian truck operators know that preparedness is key. Not only does this refer to the maintenance of the vehicle itself, but also the insurance that protects the operator's livelihood. Adequate truck insurance acts as a safeguard, shielding owners from the financial repercussions of unexpected incidents. - read more
    Fleet Insurance Management Strategies for Australian Truck Owners
    Fleet Insurance Management Strategies for Australian Truck Owners
    Managing a fleet of trucks in Australia presents a unique set of challenges, especially when it comes to insurance. Fleet insurance is a critical component for the protection and financial stability of any trucking operation. Whether you're an independent owner-operator or manage a large fleet, understanding the nuances of fleet insurance can mean the difference between running a profitable business or facing unexpected financial burdens. - read more
    The Top Mistakes to Avoid When Purchasing Truck Insurance
    The Top Mistakes to Avoid When Purchasing Truck Insurance
    Truck insurance is a necessary expense for any business that relies on commercial vehicles. It is crucial to protect your business from any financial loss that could result from an accident, theft or any other unforeseen circumstances. - read more
    5 Tips for Finding the Most Cost-Effective Truck Insurance in Australia
    5 Tips for Finding the Most Cost-Effective Truck Insurance in Australia
    For truck owners and operators traversing the unique and varied landscapes of Australia, securing the right insurance isn't just a regulatory necessity—it's a vital component of their business's livelihood. The heavy haulage industry faces distinctive challenges and risks, from navigating narrow country roads to complying with strict transport regulations, each requiring tailored insurance solutions. Understanding the critical balance between comprehensive coverage and cost-effectiveness can mark the difference between business stability and financial vulnerability in an already competitive market. - read more
    Comprehensive Truck Cover: A Coverage Option You Can’t Afford to Ignore
    Comprehensive Truck Cover: A Coverage Option You Can’t Afford to Ignore
    If you own a truck, you know that life on the road can be unpredictable. From unexpected weather conditions to accidents and theft, the risks are plentiful. That's why comprehensive truck insurance is more than just a necessity—it's a smart financial safeguard. While many truck owners may opt for basic coverage to save on premiums, comprehensive coverage ensures your vehicle is protected from a wide range of hazards, providing peace of mind in an ever-uncertain world. - read more

    Knowledgebase
    Subrogation:
    An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.